%%keywords%%

Information & Resources

Home / Blog / Choosing the Right Executor for Your Will

Monday 20th October 2025 Choosing the Right Executor for Your Will

Your executor is the person (or people) who will sort out your estate when you die and make sure your Will is followed. It’s an important role — so it’s worth choosing carefully.

Here are the key things to consider.

1. Do you trust them?

This is the big one. Your executor will:

  • collect in your money and assets
  • pay funeral costs and debts
  • deal with HMRC (Inheritance Tax, Income Tax, Capital Gains Tax if needed)
  • and pass what’s left to your beneficiaries, as your Will says

So choose someone sensible, fair, and reliable.
 

2. Can they cope with the admin?

Even simple estates can take months. A good executor is:

  • organised
  • good with paperwork
  • willing to speak to banks, solicitors, and HMRC
  • calm if there’s family tension

They don’t have to do it all themselves — executors can always hire professionals and pay for them from the estate — but picking someone who isn’t scared of admin helps.
 

3. One executor or two?

You can name up to four executors, but they have to act together — so too many can get messy.

A good setup for most people:

  • 1 main executor (the person you really want to do it)
  • 1 backup / joint executor (in case the first can’t or doesn’t want to act)

That way, if one dies before you or renounces the role, there’s someone else in place.
 

4. Can a beneficiary be an executor?

Yes — this is very common. Your spouse, partner, or adult child can both inherit and act as executor.

Just remember: they can’t be a witness to your Will if they’re also a beneficiary.
 

5. Age and availability

At least one executor must be 18 or over to apply for probate. You can name someone younger, but they can’t act until they’re 18 — so it’s sensible to name an adult alongside them.

If you’re leaving something to a child or someone who isn’t able to manage money, you should name two executors.
 

6. Should you name your spouse/partner?

You can — and lots of people do. But remember: they’ll also be grieving.

A good option is to name:

  • your spouse/partner and
  • another trusted person (adult child, sibling, friend)

That shares the load.
 

7. Using a professional executor

You can appoint a solicitor, accountant, bank, or probate specialist as your executor. The good thing is: they know what they’re doing. The downside: cost.

Typical costs can run into the thousands, especially for full probate and estate administration.

Often the best approach is:

  • appoint someone you trust as executor
  • tell them they can get professional help at the time if the estate turns out to be complicated

That’s usually more cost-effective.

(If you do want a professional executor, make sure you understand how they charge and whether they’ll agree to step aside if your family wants to deal with it themselves.)
 

8. Do you need substitutes?

Yes — it’s smart to name replacement or reserve executors in your Will (Premier Wills Online lets you do this easily). That way, if your first choice has died, is ill, or just doesn’t want the job, someone else can step in without changing the whole Will.

 

9. What if you don’t have anyone?

If there’s truly no one suitable, it’s still better to make a Will. A professional or, in some cases, the Public Trustee can act — but they will charge from the estate.
 

10. Get their details right

Whoever you choose, make sure your Will includes:

  • full name
  • current address
So they can be identified and contacted easily.

And ideally: ask them first so it’s not a surprise.

 

If you’re ready to put this into place:

That way, the people you trust - not the court - are in charge.

 

Posted on October 20th 2025 at 02:58pm

Leave a Comment

Your Name
Your Email Address
Your Website
Your Comment
Send Comments
Premier Wills